We accept and offer a wide range of Payment Types and Finance Options to suit all riders

Payment Options

Our payment options in-store and online.

Cash & EFTPOS Online In-store
Cash βœ– βœ”
EFTPOS βœ– βœ”
Gift Cards Online In-store
99 Bikes Gift Card βœ– βœ”
Layby Online In-store
99 Bikes Layby βœ– βœ”
Finance Online In-store
Q-Card βœ” βœ”
Credit Cards Online In-store
Visa βœ” βœ”
Master Card βœ” βœ”
Online Payment Online In-store
Paypal βœ” βœ–
Afterpay βœ” βœ”

Finance Options

All finance options are subject to application criteria. Fees, terms, charges and conditions may apply. Discounted prices or special offers may not be available when using a finance option so it's best to contact your nearest store for more information.

At all of our locations, we offer a range of finance options to suit your needs and lifestyle. The list of finance options are below along with access to their product disclosure statements so you can choose the right option for you.

500 Days No Payments & No Interest* Available on purchases over $1000 in-store & online

Get what you need today and enjoy no payments and no Interest (β€œPayment Holiday”) of up to 500 days Interest Free*

*Lending criteria, $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions, Ts&Cs apply. At end of interest free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 27.99% p.a. applies.
Click here for full T&C’s

6 Month & 12 Months interest free terms also available with Q-Card.

Available in-store and online

If finance doesn't suit you, we also offer in store layby which is a great option for purchasing a new bike.

3 month terms.
20% deposit.
No interest and no start-up fees apply.
You can take your items once they're fully paid for.
Available in-store only

Shop now. Enjoy now. Pay later. Pay in four equal instalments, interest-free with Afterpay.

Pay for your purchase over four simple instalments.
Pay nothing extra when you pay on time.
No new card applications, instant approval online.
Requires minimum order value of $50.
Available in-store & online