Payment & Finance Options
Payment Options
Our payment options in-store and online.
| Cash & EFTPOS | Online | In-store |
| Cash | ✖ | ✔ |
| EFTPOS | ✖ | ✔ |
| Gift Cards | Online | In-store |
| 99 Bikes Gift Card | ✔ | ✔ |
| Layby | Online | In-store |
| 99 Bikes Layby | ✖ | ✔ |
| Finance | Online | In-store |
| Q-Card | ✖ | ✔ |
| Q-Mastercard | ✔ | ✔ |
| Credit Cards | Online | In-store |
| Visa | ✔ | ✔ |
| Master Card | ✔ | ✔ |
| Online Payment | Online | In-store |
| Paypal | ✔ | ✖ |
| Afterpay | ✔ | ✔ |
Finance Options
All finance options are subject to application criteria. Fees, terms, charges and conditions may apply. Discounted prices or special offers may not be available when using a finance option so it's best to contact your nearest store for more information.
At all of our locations, we offer a range of finance options to suit your needs and lifestyle. The list of finance options are below along with access to their product disclosure statements so you can choose the right option for you.
500 Days No Payments & No Interest* Available in-store on purchases over $1,000 until 31/10/2024
*No payments and no interest for 500 days (“Payment Holiday”) is available on Long Term Finance (LTF) for in-store purchases only until 31/08/2024. Min spend $999. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees correct as at date of publication, subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
6 & 12 Months Interest Free* Available in-store on purchases over $199.
*12 months interest free is available on Long Term Finance (LTF) for instore and online purchases only until further notice. Min spend $199. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
Don’t have a card? Apply for a Q Mastercard today. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply.*
Available in-store only
If finance doesn't suit you, we also offer in store layby which is a great option for purchasing a new bike.
3 month terms.
20% deposit.
No interest and no start-up fees apply.
You can take your items once they're fully paid for.
Available in-store only
Shop now. Enjoy now. Pay later. Pay in four equal instalments, interest-free with Afterpay.
Pay for your purchase over four simple instalments.
Pay nothing extra when you pay on time.
No new card applications, instant approval online.
Requires minimum order value of $50.
Available in-store & online