Looking for Help?
Find answers to your questions
- Submit a Warranty Claim
- General Warranty and Product Fault Information
- Pedal Bikes Warranty Information
- Perfect Ride Guarantee
- What is new condition and packaging for returns and exchanges?
- Does 99 Bikes offer store credit for refunds or exchanges?
- Why couldn’t the consultant in-store provide me with an immediate refund for my online purchase?
- Online Returns Terms
- Returns & Exchanges
- Warranties, Returns & Exchanges
Payments & Finance Options
Payment Options
Our payment options in-store and online. Shop online secured by ShopPay.
| Payment Method | Online | Instore |
| Cash | ✖ | ✔ |
| EFTPOS | ✖ | ✔ |
| Layby | ✖ | ✔ |
| Gift Cards | ✔ | ✔ |
| Visa Card | ✔ | ✔ |
| MasterCard | ✔ | ✔ |
| AfterPay | ✔ | ✔ |
| Q-Card | ✔ | ✖ |
| Q-Mastercard | ✔ | ✔ |
| PayPal | ✔ | ✖ |
| Apple Pay | ✔ | ✔ |
| Google Pay | ✔ | ✔ |
Finance Options
All finance options are subject to application criteria. Fees, terms, charges and conditions may apply. Discounted prices or special offers may not be available when using a finance option so it's best to contact your nearest store for more information.
At all of our locations, we offer a range of finance options to suit your needs and lifestyle. The list of finance options are below along with access to their product disclosure statements so you can choose the right option for you.
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12 Months Interest Free* on In-Store and online Purchases $200 & over.
- Get what you need today and enjoy no payments and no interest (“Payment Holiday”) of up to 12 Months Interest Free*
- *Lending criteria, $55 Establishment Fee applies to your first LTF transaction
- $35 Advance Fee applies to subsequent LTF transactions
- At end of interest free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 27.99% p.a. applies
- Available in-store and online

Layby
- 3 month terms.
- 20% deposit.
- No interest and no start-up fees apply.
- $5 Pre-Christmas Storage Fee.
- You can take your items once they're fully paid for.
- Available in-store only

Shop now. Enjoy now. Pay later. Pay in four equal instalments, interest-free with Afterpay.
- Pay for your purchase over four simple instalments.
- Pay nothing extra when you pay on time.
- No new card applications, instant approval online.
- Requires minimum order value of $50.
- Available in-store & online
- Fast and easy alternative to cards
- Privacy and security built in.
- Check-out is easier online with Apple Pay.
- Checkout is simple and fast
- Google securely stores payment information
- Enhanced security and identity controls
If you have any questions about layby please contact your local store. For any other payment methods please contact customer service.
