Payments & Finance Options

All finance options are subject to application criteria. Fees, terms, charges and conditions may apply. Discounted prices or special offers may not be available when using a finance option so it's best to contact your nearest store for more information.

At all of our locations, we offer a range of finance options to suit your needs and lifestyle. The list of finance options are below along with access to their product disclosure statements so you can choose the right option for you.

12 Months Interest Free* on In-Store and online Purchases $200 & over.

• 12 months interest free is available on Long Term Finance (LTF) for in-store and online with a minimum spend of $200.
• Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply.
• $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions.
• Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
• Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
• Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period.
• Other interest rates and fees may apply. Rates and fees subject to change.
• New customers need to apply and be approved for a Q Mastercard credit card.
• Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
• Available in-store and online

More Info

• 24 Months Interest Free
• Minimum Spend $999
• Offer Expires 31/05/2026

T&Cs:
24 months interest free is available on Long Term Finance (LTF) for [in-store/online] purchases only until [31/05/2026]. [Min spend $999.] Ts&Cs Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

Layby

• 3 month terms.
• 20% deposit.
• No interest and no start-up fees apply.
• $5 Pre-Christmas Storage Fee.
• You can take your items once they're fully paid for.
• Available in-store only

Shop now. Enjoy now. Pay later. Pay in four equal instalments, interest-free with Afterpay.

• Pay for your purchase over four simple instalments.
• Pay nothing extra when you pay on time.
• No new card applications, instant approval online.
• Requires minimum order value of $50.
• Available in-store & online

More Info

• Fast and easy alternative to cards
• Privacy and security built in.
• Check-out is easier online with Apple Pay.

More Info

• Checkout is simple and fast
• Google securely stores payment information
• Enhanced security and identity controls

More Info

If you have any questions about layby please contact your local store. For any other payment methods please contact customer service.